1. Fortnightly Income & Centrelink
Enter your take-home pay and any government support you receive.
Income Support
Family & Health Support
Other Assistance & Work
2. Fortnightly Expenses
The Centrelink Cheat Sheet: Which Payment Are You Missing?
G'day! One thing I’ve noticed over 20 years of helping people is that the Centrelink system is built like a maze. Sometimes we’re so busy just trying to survive the fortnight that we don't realize there’s an extra payment we’re actually entitled to.
If you suspect you are missing out, your best first step is to visit the official Services Australia Centrelink page to check your eligibility.
- Rent Assistance: If you're paying rent to a private landlord and you already get a payment like JobSeeker or FTB, you might be eligible for this extra top-up.
- Carer Allowance: This is a supplementary payment for those caring for a family member with a disability or a frail aged parent.
- Mobility Allowance: For those with a disability that prevents them from using public transport without help.
- The Low Income Health Care Card: Slashes utility bills and medicine costs.
Don't leave money on the table. If you see something here that fits your life, it’s worth a call to Services Australia.
G'day, I'm Linda.
I’m just an Aussie who’s lived through enough fortnightly pay cycles to know that sometimes, the numbers just don't want to add up. I’ve worked in customer service and animal care for over 20 years, and I’ve seen too many good people (and their pets) struggle when things get tight.
I built BudgetCalc.com.au as a simple way for us to keep track of our own money without some big bank or overseas company snooping through our data. It’s private, it’s free, and it’s just one local helping others get a bit of breathing room.
Privacy Policy
Your privacy is non-negotiable. This tool is built to be "Private-by-Design."
- Local Calculations: All math is done in your own browser. We do not store, see, or transmit your financial data to any server.
- No Data Harvesting: We do not sell your personal information or track your specific budget inputs.
- Third-Party Ads: We use Google AdSense to keep this tool free. Google may use cookies to serve ads based on your visits to this and other websites.
Terms of Use
By using BudgetCalc.com.au, you agree to the following:
- Not Financial Advice: This tool is an estimator only. I am not a financial advisor or a bank.
- User Responsibility: Always verify your entitlements and budget figures with Services Australia or a professional accountant.
- As-Is Basis: While I strive for accuracy, this tool is provided "as-is" without any warranties.