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Terms of Use

Last Updated: May 2026

1. Acceptance of Terms

By accessing BudgetCalc.com.au, you agree to be bound by these Terms of Use. If you do not agree, please do not use the tool.

2. No Financial Advice

The information and calculations provided by this tool are for illustrative and educational purposes only. BudgetCalc.com.au does not provide professional financial, legal, or tax advice. Always verify figures with Services Australia (Centrelink) or a qualified financial advisor before making financial decisions.

3. Privacy & Data

This tool is a "client-side" application. All data you enter remains in your browser's temporary memory and is not transmitted to our servers or stored by us. You are responsible for clearing your browser cache if using a public computer.

4. Limitation of Liability

Linda McNally and BudgetCalc.com.au are not liable for any inaccuracies in calculations or for any actions taken based on the results of this tool. The tool is provided "as is" without warranties of any kind.

5. Australian Law

These terms are governed by the laws of Queensland, Australia.